A simple monthly budget. Print this page or copy the table into a spreadsheet.
| Category | Planned | Actual | Difference |
|---|---|---|---|
| Income | |||
| Take-home pay / owner draw | |||
| Other income | |||
| Fixed costs | |||
| Rent or mortgage | |||
| Utilities | |||
| Insurance | |||
| Loan and card payments | |||
| Subscriptions | |||
| Variable costs | |||
| Groceries | |||
| Transport | |||
| Eating out | |||
| Other spending | |||
| Saving | |||
| Emergency fund | |||
| Retirement | |||
| Total left over |
How to use it
- Fill in “Planned” at the start of the month.
- Track “Actual” weekly from your bank statements.
- Aim for “Total left over” to be zero or positive, and give every dollar a job.
Want to see your savings grow? Use our savings calculator.